
Alright, let’s have a proper natter about very.co.uk catalogue, shall we? It’s like the Swiss Army knife of online shopping – they’ve got everything from frocks to fridges, and they’re not too fussy about your credit history either. Fancy that!
What’s the deal?
Very.co.uk catalogue is waving the flag for the credit-challenged among us, offering up to a grand in credit. That’s right, £1,000 to splurge on whatever tickles your fancy. But hold your horses – it’s not all roses and sunshine.
The Good Bits
- They’ve got more products than you can shake a stick at. Fashion, tech, homewares – you name it, they’ve probably got it. Want a new outfit for your cousin’s wedding? Sorted. Fancy a 55-inch telly to watch the footie? They’ve got you covered. Need a new sofa because your cat’s turned the old one into a scratching post? No problem!
- The website’s easier to navigate than the London Underground on a good day. It’s all categorized neater than Mary Berry’s kitchen cupboards. You can filter by size, colour, price – even by how soon you need it delivered. Speaking of which, their delivery options are more varied than British weather.
- They often run sales and promotions, so you might bag a bargain if you’re savvy. It’s like Harrods during the January sales, but without the need to elbow your way through crowds of bargain hunters. Keep an eye out for their ‘Deal of the Day’ – it’s often a cracker!
- Their app is slicker than a greased-up otter. You can shop, track orders, and manage your account all from your phone. Perfect for when you’re stuck on a delayed train and fancy a bit of retail therapy.

The Not-So-Good Bits
- The interest rate’s sitting at 39.9% APR variable. Ouch! That’s enough to make your wallet wince. It’s higher than the nosebleed seats at Wembley Stadium.
- If you’re only making minimum payments, that shiny new telly might end up costing you more than a season ticket at Manchester United. And let’s face it, that’s saying something!
- The temptation to overspend is real. With all those products at your fingertips, it’s easier to go overboard than a tipsy tourist on a pedalo in Benidorm. You’ll need more willpower than a dieter in a chocolate factory.
- Returns can be a bit of a faff. You’ve got to print out labels and schlep to the Post Office or Collect+ store. It’s not exactly a deal-breaker, but it’s about as convenient as a chocolate teapot.
The Verdict
Very.co.uk is like that friend who’s always up for a good time but might lead you astray if you’re not careful. It’s a solid option if you need to rebuild your credit and fancy some retail therapy, but for the love of all that’s holy, pay more than the minimum and keep an eye on that interest!
It’s great for those times when you need a new outfit for a job interview, or when your washing machine decides to shuffle off this mortal coil the day before your in-laws visit. Just remember, a £20 t-shirt can quickly turn into a £30 t-shirt if you’re not careful with your payments.
The variety on offer is impressive – it’s like Aladdin’s Cave meets Amazon. But don’t let that fool you into thinking you need everything. Sure, that hot tub might look tempting, but ask yourself: do you really need it, or are you just trying to recreate that one good holiday you had in Center Parcs?
Remember, just because they’re offering you credit doesn’t mean you have to take it all. Treat it like a buffet – take what you need, not what you can. Your future self (and your credit score) will thank you for it. Use Very wisely, and you might just see your credit score rise faster than the price of a pint in London!
Cheerio, and happy (responsible) shopping! May your parcels always arrive on time and your credit limit increase faster than your waistline during lockdown!